Judging Panel

Mark Bailie

Mark is currently CEO of Bó — a new stand alone digital bank and banking platform by NatWest. Previously Mark was Chief Operating Officer for the RBS Group from April 2016, overseeing c20,000 staff within Services, covering the Franchise Operations teams, Shared Services, Data & Analytics and Payments.

Mark returned to the RBS Group in 2010 where he spent 6 years running Solutions for the Non-Core Division. Mark was then appointed Co-CEO of RBS Capital Resolution (RCR) and subsequently CEO of Capital Resolution, taking on the leadership for the sale and run down portions of Corporate & Institutional Banking. Mark joined the Executive Committee in April 2015.

Prior to this, Mark was Head of Barclays Capital’s Principal Investments unit leading transactions in the UK, US and South Africa. Mark joined BarCap from RBS Equity Finance where he led investments such as Canary Wharf and Towergate. Mark is a qualified chartered accountant and trained with PwC Corporate Finance and Cooper & Lybrand audit.

Jason Bates

Jason co-Founded Monzo and Starling, two new digital retail banks in the UK, where, as Chief Customer Officer, he led product and proposition: researching customer needs, designing the app, recruiting a world class team, and defending regulatory submissions to the UK regulators. Jason has firsthand experience of what creating a next-generation FinTech bank from scratch really means. 

Now as Deputy CEO of 11:FS, he leads delivery teams in work across the financial services market and across the world to help banks deliver ‘truly digital banking”. He is also a regular host of 11:FS’s podcast Fintech Insider.

Richard Collier-Keywood

Richard is the Chair of the School for Social Entrepreneurs, the Chair of Fair4All Finance (the new UK financial inclusion organisation funded by dormant assets), the Chair of Humentum (an NGO based in Washington DC focussed on supporting Operational Excellence in the NGO sector), the Chair of New Forest Care (a company that provides bespoke care and education to children with complex needs) and is Managing Partner of Nala (a venture capital business that supports social entrepreneurs to scale).

He is also on the Board of CoGo in New Zealand, the Marshall Institute at the LSE and St George’s House in Windsor. Previously Richard was Global Vice-Chairman of PwC from November 2011 to February 2017 and served as Managing Partner of PwC UK from 2008 to 2011.                                                                                             

Richard is a barrister and a fellow of the Institute of Chartered Accountants in England & Wales.  

Michelle Cremin

Michelle manages NEST Insight’s partnerships and external relations programme. Prior to joining NEST she worked at the Social Market Foundation, a UK public policy think tank. Before this, she was responsible for fundraising and partnership management for the London Jazz Festival.

Joanna Elson – Chair

Joanna is Chief Executive of the Money Advice Trust, whose vision is to help people across the UK to tackle their debts and manage their money with confidence.

Previously, Joanna was Executive Director at the British Bankers’ Association running their policy department for personal and small business customers. Before that she was a House of Commons researcher and prior to that a primary school teacher.

In 2010, Joanna was awarded an OBE for services to people in debt.

Joanna is a director of the financial services trade association UK Finance, representing vulnerable consumers, Chair of the Advisory Panel at Birmingham University’s Centre on Household Assets and Savings Management, a selection panel member for the Open Banking for Good challenge (part of the Cabinet Office’s Inclusive Economy Partnership), a Commissioner for Energy UK’s Vulnerability Commission, and a member of the ABCUL/Lloyds Banking Group Grants Committee, the government’s Financial Inclusion Policy Forum and HM Treasury’s Home Finance Forum.

She is also Vice Chair of the Friends Provident Foundation, a Chartered Director and a Director of Fair 4 All Finance, which is using £55m of dormant account assets to improve financial inclusion.

Alastair Lukies

Alastair Lukies CBE is a UK businessman and entrepreneur best known as a pioneer and champion for the UK’s global FinTech industry. 

Alastair is Founder & CEO of Pollinate International.  Pollinate was created in 2017 to turn the tide for the world’s largest and most complex financial services institutions. Working with banks and their legacy platforms, Pollinate helps launch new services that reinvent the payments and financial services sector.

Alastair is Chair of the Fintech Alliance, a government backed multifaceted digital engagement platform launched in 2019 which aims to bring the global FinTech ecosystem together in one easily accessible digital marketplace.

In January 2014, Alastair was appointed as a Business Ambassador to the Prime Minister for the financial services industry by the UK Government, and remained so until 2019 when he moved across to join the Prime Minister’s Business Council. 

The Judging Panel will make its recommendations based on the Challenge Assessment Criteria.

Technical Assessment and Due Diligence

Your application information will be shared on a confidential basis with our technical assessment supplier, Matt Webb. Due diligence checks will also be conducted on partnerships. This information will be used to assist judges in their assessment of applicants. The judges will have the final say. 

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